Move money
anywhere in the world.
Get paid by bank in dollars, euros or pounds. Hold it as stablecoins, earn on it, buy stocks with it, and send it on six chains.
Total
$12,480.52
- USDCSolana · Base$8,240.10
EURCSolana · Base€2,150.00- USDTEthereum · Tron$1,320.42
PYUSDSolana$500.00
Supplied
$10,000.00
▲ Earning, updated every block
Total earned
$412.37
- VaultUSDC lending vault
- RateFloating
Your position
0.75 shares
across
6 chains
Dollars, euros and every stablecoin you hold, in one multicurrency balance
Open your walletearning
24/7
Put the USDC in your wallet to work in an onchain lending vault3
Put your money to workGlobal virtual accounts
Local bank details in your name. Get paid like a local, hold it as a stablecoin.1
Or deposit stablecoins directly…from any wallet or exchange, on six networks
USD Account
USD
8,888.42
- Virtual Bank Account Number
- ****4021
- Routing Number
- ****0021
- Rails
- ACH · Wire
US dollar deposits via ACH and Wire
Your USD account and routing number are ready once you’re verified. Get paid like a local in the U.S., and every deposit lands in your wallet as USDC.
EUR Account
Amount
14,195.23
- IBAN
- DE89 ****3000
- BIC
- ****DEFF
- Rails
- SEPA
EURO deposits via SEPA
Get your own IBAN once you’re verified. Share it with your employer, your clients, or anyone who owes you. Euros arrive by SEPA and land in your wallet as USDC.
$10,000.00
Send stablecoins
Send USDC, USDT, EURC or PYUSD to any wallet or exchange address, on Solana, Ethereum, Base, Polygon, Tron or Tempo.
$5,900.00
Send local fiat
Pay out to bank accounts in USD by ACH or wire, in EUR by SEPA, or in GBP by Faster Payments.
Buy in. Cash out.
Tokenized US stocks in your wallet: fractional, and backed 1:1 by real shares.4
Trade
Pick a stock, set
an amount, own it.
Buy with the USDC in your wallet, at the market price or at a limit you set. Buy a slice of a share or a whole one, and sell whenever you like.
Start investingPortfolio
Every share, fill
and dividend.
Your holdings, open orders, fills and dividends in one place, with live prices during market hours.
See your portfolioManage digital dollars from anywhere. Hold USDC, EURC* and more on six chains, in a wallet only you control.
Self-custody accounts
Your balance sits in your own wallet, so you always have full access to your money and no one else holds the keys.
Any currency in
Fund from a bank in the US, the UK or the SEPA zone, in dollars, euros or pounds.
Any chain out
Send USDC, USDT, EURC and PYUSD on Solana, Ethereum, Base, Polygon, Tron and Tempo.2
*USDC and EURC are digital tokens that track the US dollar and the euro on the blockchain. They move like crypto, and hold their value like the currencies they track.
Your money is yours,
and stays in your control
Two-factor on every send
Each transfer and bank payout asks for a code from your authenticator app before it leaves.
You hold the keys
Your balance sits in a wallet that belongs to you — not with us, and not with a bank.
Withdraw any time
Send to a bank account or any wallet address, whenever you want.
Regulated partners
Identity checks, bank details and payouts are handled by a licensed payments partner.
Elytra
Open your wallet
in minutes
Get Elytra
Frequently
asked questions
Everything you need to know about Elytra
No. Elytra is a financial technology company, not a bank. Identity checks, bank deposit details and bank payouts are provided by our licensed payments partner, under its own terms.
You do. Your balance sits in your own wallet, created for you when you sign up. Elytra does not hold your funds, and you can move them out to a bank or another wallet whenever you like.
US dollars by ACH or wire, euros by SEPA, and British pounds by Faster Payments. Your account details are reusable, and each deposit arrives in your wallet as USDC on Base, Arbitrum or Solana — you choose.
USDC, USDT, EURC and PYUSD, across Solana, Ethereum, Base, Polygon, Tron and Tempo. Each coin is offered only on the networks where it actually exists, so you can always send it back out.
Earn supplies the USDC in your Solana wallet to an onchain USDC lending vault, where it is lent to borrowers and earns a floating rate. It is not a savings account and is not insured; the app shows the vault’s live rate and how much it can pay out right now before you supply.
Tokens that track US-listed shares one-for-one, issued by a regulated partner and backed by the underlying stock. You can buy fractions of a share, place market or limit orders, cancel them, and see your holdings, fills and dividends in one place.
Bank deposits carry a 0.75% fee. On-chain sends and swaps show the network fee and the rate before you confirm, so you always see what you’ll pay up front.
Yes. Pay out in USD by ACH, same-day ACH or wire, in EUR to any IBAN by SEPA, or in GBP by Faster Payments.
Base
Arbitrum