About Elytra

For those whose money crosses a border

We make sending money abroad as fast as sending the email about it.

The mission

Borders shouldn’t slow money down

An email crosses a border in milliseconds, for almost nothing. A payment still takes days, costs 3 to 6%, and needs cash parked abroad to work at all.

The problem isn’t technology. Money still travels through a chain of banks that each know the next stop, not the destination. Elytra turns the decision to pay and the payment itself into one instruction.

01Minutes, not daysLocal rails in, local rails out, one crossing in between.
02No cash parked abroadEach payment funds its own payout, in every market.
03One price, held while you approveFX is inside the quote, not hidden in a spread.
The problem

Nobody designed the bank route

A payment sent on Friday afternoon lands on Tuesday. That is what happens when four banks, each with its own hours and records, take turns with it.

Days to settle

Two to five business days, plus cut-offs, weekends and holidays.

Costs you can’t see

A fee at every hop and a spread hidden in the rate.

Cash stuck abroad

Money pre-funded in every market, earning nothing.

No shared view

The sender, the recipient and every bank in between see a different status.

Our approach

Software, not a bank

Money is paid in locally, crosses the border and is paid out locally at the other end. One instruction, four states, each sent to you as it happens.

Licensed institutions hold and move the money at every step. We tell it where to go. We built it that way on purpose.

01Licensed partners at both endsChosen market by market, so every payout is domestic.
02We never hold your moneyWe earn on each payment, never on your balance.
03Console or APIQuote, approve and reconcile however your team works.
How we work

A small team, close to the money

Partner-first

A licensed partner on each side of every corridor, chosen market by market.

Small and technical

Engineers and operators. The person who answers you can fix the problem.

Built in the open

Public docs, an open sandbox, and pricing in writing before you commit.

Close to the payout

People in the markets we serve, wherever a payout lands.

Built payments infrastructure, or want to?

We hire slowly and give people room. Tell us what you’d fix first. That answer is most of the interview.

Send us a note
Settles in minutes

Wherever your money lands

Tell us your corridor and volume. We’ll show you what it costs today and on Elytra.